Disclosures

Email Disclosures

The following is applicable to messages from and with The Glenmede Trust Company, N.A. and any of its affiliates (“Glenmede”).

Electronic purchase or sale requests:

Please do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity. Unfortunately, we cannot execute such instructions provided in e-mail though we may follow up. Thank You.

Fund transfer instructions sent via email require executed authorized documentation:

Fund transfer instructions sent via e-mail are subject to further validation and documentation requirements.  For further information, please contact your financial advisor.

This is a confidential communication between sender and its intended recipient.

We retain copies of messages and monitor them

Glenmede reserves the right to monitor and archive electronic communications to the extent permitted or required by law.

This message is not intended as an official communication

Unless otherwise agreed, an electronic message is not intended as an official document or confirmation, and we do not accept responsibility for, or guarantee it to be, accurate, timely, secure, error or virus-free. The information in this communication is provided purely as an informational courtesy. In the event of a conflict between this communication and official communications (i.e. statements, confirmations, etc.), the official communication controls.

Information may not be secure when transmitted over the Internet

Glenmede makes no representation or warranty that electronic messages will be confidential. Electronic messages may be intercepted or accessed by unauthorized or unintended parties, may not arrive at the intended destination, or may not arrive in the form transmitted. Glenmede has the ability to make information available through more secure electronic methods. Please contact your Relationship Manager if you wish to receive secure transmissions.

Electronic messages may be delayed, and information in electronic messages may be not be up to date and may not be updated

Electronic message communications cannot be guaranteed to be timely, secure or error free. Information provided speaks only as of its date. We have not undertaken, and will not undertake, any duty to update the information or otherwise advise you of changes in our opinion or in the research or information we make available to you.

This message is not intended to serve as an offer or solicitation

This message is not an offer (or solicitation of an offer) to buy or sell the securities or instruments that may be mentioned.

Third Party Data

The data contained in a communication may be obtained from a variety of sources and, though gathered in good faith, may be inaccurate or subject to change. Glenmede disclaims liability for all such information.

No Tax Advice

Any tax advice contained in this communication is not intended as a thorough analysis of all relevant facts or tax issues nor is it sufficient to avoid tax-related penalties. This communication is solely for the intended recipient and may not be relied upon by any other person or entity.

Spam

Please contact the sender if you would prefer not to receive further electronic communications.

Use of Historic Performance Data Risk Disclosure

Unless stated otherwise, any performance data quoted represents past performance. Past performance is not indicative of future returns. No representation or warranty is made that any returns indicated will be achieved. Certain assumptions may have been made in this analysis which have resulted in any returns detailed herein. Transaction costs (such as commissions) are not included in the calculation of returns. Changes to the assumptions may have a material impact on any returns detailed. Potential investors should be aware that certain legal, accounting and tax restrictions, commissions and other transaction costs and changes to the assumptions set forth herein may significantly affect the economic consequences of the transactions discussed herein.

Glenmede Trust Company- Regulatory Disclosures

ERISA 408(b)(2) Disclosure

Glenmede Investment Management- Regulatory Disclosures

Form ADV, Part 2A

ERISA 408(b)(2) Disclosure